There are a growing number of options available to the public today when seeking to preplan and prepay their final wishes. We can tailor a plan that's right for you. From single pay plans to automatic monthly bank withdrawals designed to meet anyone's budget concerns, our staff would be pleased to outline the choices available.
Pre-paying can protect you and your family from future inflationary trends while providing the piece of mind of knowing that they will be cared for after you are gone. Below you will find more detailed explanations of the plans that we have available. If you would like to request an appointment after you have reviewed this information, we would be pleased to have one of our staff go over any additional questions you might have. Please feel free to Contact us.
Pre paying for your funeral can provide the peace of mind of
knowing you are
not leaving a funeral bill for your family to pay.
BUT sometimes it is not practical to pre pay in advance. If you are financially
healthy and your money is earning a decent return...then why pre pay for a
funeral that has been increasing in price at the rate of 3% a year? If you are
financially healthy, your funeral expenses will be paid by your executor from
the assets in your estate or from your life insurance proceeds, etc.
There would be no need to pre fund your arrangements in this case.
BUT if you are in jeopardy of using all your assets to pay for
expensive medical treatments or an extended stay in a rest home, then you need
to pre pay while you can. Please see Title 19.
When a funeral is pre paid in full at Cognetta Funeral Home & Crematory,
the prices of our services and merchandise are locked in forever. Your family
will not have to add one cent at the time of your death, other than inflation
with respect to cash disbursements.
We place your money in an insured escrow account with Cooperative Funeral Fund,
Inc. The safety of your money is a top priority. We can determine the plan best for you after
we have had a short discussion about your needs and situation.
Wherever you choose to pre pay for a funeral, be certain of the following:
1. Your contract lists all the goods and services that you expect and paid for.
2. Your contract is portable. Meaning that you can transfer your money to
another funeral home should you relocate to another city or state; or just want
to make a change.